Doorstep

Before you fly

Blocked account explained

Why you need it, how much, and how it works.

A blocked account (Sperrkonto) proves to the German embassy that you can pay for your living costs. Most students and job seekers need one for the visa.

How it works

• You open the account online from India with an approved provider.
• You transfer the full amount for one year.
• You receive a blocking confirmation for your visa application.
• After you arrive, the provider pays out a fixed amount every month to your normal German bank account.

Amounts 2026

• Students: €11,904 per year, paid out at €992 per month
• Opportunity Card: €13,092 per year, paid out at €1,091 per month

The money stays yours. "Blocked" only means you cannot withdraw it all at once. Providers charge set-up and monthly fees, so compare before you choose.

All guides

Doorstep is a free app for Indians moving to and living in Germany, by Arenja & Raj Finanz GmbH. Imprint · Privacy